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Pay Day Loans First Thing To Consider

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A payday loan is an extremely expensive source of funds, with Annual Percentage Rates (APRs) ranging from 300% to 1000%.

So before you take out a payday loan, see if you can arrange money by taking an advance from your employer or from your credit union.

You could also consider borrowing money from friends or family instead of getting a payday loan.

Depending on your situation, credit card funding might be an option too, because it’s usually cheaper than a payday loan.

Posted by Payday Loans Tips on 3/14/09 1:53 AM

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